How Do You Manage Your Money?

Henry: Could you lend some money to me, Mike? I nearly spent all this month's salary.

Mike: No problem. I don't like to spend my money at will. Instead, I prefer to deposit a certain amount of money in the bank, so l have saved some money.

Henry: Sounds great.

Mike: This is the way I manage my money.

Henry: Don't you plan to invest in funds or buy stocks?

Mike: I think buying stocks is too risky. Moreover, I don't think the stock market is promising now.

Henry: How about funds? Some people told me that they were safer.

Mike: Yeah. So, I spare a sum of money to invest in funds instead of the stocks.

Henry: I think I must take care of my money now, or I will be broke all the time.

Mike: I believe you can make it.

亨利:迈克,你能借点钱给我吗?我几乎把我这个月的工资都花光了。

迈克:没问题。我不喜欢随意花钱。相反地,我比较喜欢把一定数目的钱存到银行,所以，我现在存了一些钱。

亨利:听起来真是不错。

迈克:这就是我的理财方式。

亨利:你没投资基金或是买股票的计划吗?

迈克:我觉得买股票风险太大。而且,我认为现在的股市前景不好。

享利:那基金呢?有人告诉我基金比较安全。

迈克:是呀。因此我拿出了一笔钱来投资基金而不是股票。

亨利:我觉得我现在也要开始理财了,否则我口袋总是空空的。

迈克：我相信你一定能做到的。

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