调整时间活期三个月半年一年二年三年五年
1952.09.155.4010.8012.6014.40???
1953.01.015.409.6010.8014.40???
1954.09.015.409.7210.8014.40???
1955.10.012.885.046.127.92???
1959.01.012.16?3.604.80???
1959.07.012.162.884.686.126.306.50?
1965.06.012.16?3.243.96???
1971.10.012.16??3.24???
1979.04.012.16?3.603.96?4.505.04
1980.04.012.88?4.325.40?6.126.84
1982.04.012.88?4.325.76?6.847.92
1985.04.012.88?5.406.84?7.928.28
1985.08.012.88?6.127.20?8.289.36
1988.09.012.88?6.488.649.189.7210.80
1989.02.012.88?9.0011.3412.2413.1414.94
1989.06.012.887.56?????
1990.04.152.886.307.7410.0810.9811.8813.68
1990.08.212.164.326.488.649.3610.0811.52
1991.04.211.803.245.407.567.928.289.00
1993.05.152.164.867.209.189.9010.8012.06
1993.07.113.156.669.0010.9811.7012.2413.86
1996.05.012.974.867.209.189.9010.8012.06
1996.08.231.983.335.407.477.928.289.00
1997.10.231.712.884.145.675.946.216.66
1998.03.251.712.884.145.225.586.216.66
1998.07.011.442.793.964.774.864.955.22
1998.12.071.442.793.333.783.964.144.50
1999.06.100.991.982.162.252.432.702.88
2002.02.210.721.711.891.982.252.522.79
2004.10.290.721.712.072.252.703.243.60
2006.08.190.721.802.252.523.063.694.14
2007.03.180.721.982.432.793.333.964.41
2007.05.190.722.072.613.063.694.414.95
2007.07.210.812.342.883.333.964.685.22
2007.08.220.812.613.153.604.234.955.49
2007.09.150.812.883.423.874.505.225.76
2007.12.210.723.333.784.144.685.405.85
2008.10.090.723.153.513.874.415.135.58
2008.10.300.722.883.243.604.144.775.13
2008.11.270.361.982.252.523.063.603.87
2008.12.230.361.711.982.252.793.333.60
2010.10.190.361.912.202.503.253.854.20
2010.12.260.362.252.502.753.554.154.55
2011.02.090.402.602.803.003.904.505.00
2011.04.060.52.853.053.254.154.755.25
2011.07.070.503.103.303.504.405.005.50
(单位：年利率%)
表二
历年来金融机构人民币存款基准利率表(www.yinhang123.net)
调整时间
活期存款
定 期 存 款
三个月
半年
一年
二年
三年
五年
1990.04.15
2.88
6.30
7.74
10.08
10.98
11.88
13.68
1990.08.21
2.16
4.32
6.48
8.64
9.36
10.08
11.52
1991.04.21
1.80
3.24
5.40
7.56
7.92
8.28
9.00
1993.05.15
2.16
4.86
7.20
9.18
9.90
10.80
12.06
1993.07.11
3.15
6.66
9.00
10.98
11.70
12.24
13.86
1996.05.01
2.97
4.86
7.20
9.18
9.90
10.80
12.06
1996.08.23
1.98
3.33
5.40
7.47
7.92
8.28
9.00
1997.10.23
1.71
2.88
4.14
5.67
5.94
6.21
6.66
1998.03.25
1.71
2.88
4.14
5.22
5.58
6.21
6.66
1998.07.01
1.44
2.79
3.96
4.77
4.86
4.95
5.22
1998.12.07
1.44
2.79
3.33
3.78
3.96
4.14
4.50
1999.06.10
0.99
1.98
2.16
2.25
2.43
2.70
2.88
2002.02.21
0.72
1.71
1.89
1.98
2.25
2.52
2.79
2004.10.29
0.72
1.71
2.07
2.25
2.70
3.24
3.60
2006.08.19
0.72
1.80
2.25
2.52
3.06
3.69
4.14
2007.03.18
0.72
1.98
2.43
2.79
3.33
3.96
4.41
2007.05.19
0.72
2.07
2.61
3.06
3.69
4.41
4.95
2007.07.21
0.81
2.34
2.88
3.33
3.96
4.68
5.22
2007.08.22
0.81
2.61
3.15
3.60
4.23
4.95
5.49
2007.09.15
0.81
2.88
3.42
3.87
4.50
5.22
5.76
2007.12.21
0.72
3.33
3.78
4.14
4.68
5.40
5.85
2008.10.09
0.72
3.15
3.51
3.87
4.41
5.13
5.58
2008.10.30
0.72
2.88
3.24
3.60
4.14
4.77
5.13
2008.11.27
0.36
1.98
2.25
2.52
3.06
3.60
3.87
2008.12.23
0.36
1.71
1.98
2.25
2.79
3.33
3.60
2010.10.19
0.36
1.91
2.20
2.50
3.25
3.85
4.20
2010.12.26
0.36
2.25
2.50
2.75
3.55
4.15
4.55
2011.02.09
0.40
2.60
2.80
3.00
3.90
4.50
5.00
2011.04.06
0.50
2.85
3.05
3.25
4.15
4.75
5.25
2011.07.06
0.50
2.85
3.05
3.25
4.15
4.75
5.25
2012.06.08
0.40
2.85
3.05
3.25
4.10
4.65
5.15
2012.07.06
0.50
2.60
2.85
3.05
3.75
4.25
4.75
(单位：年利率%)
