We are living at the greatest time in all of human history. More people are becoming wealthy today, starting from nothing than has ever been imagined. There are more than five million millionaires in America, most of them self-made, and the number is growing by 15% to 20% each year. We even have self-made ten millionaires,
Here's the good news. Virtually everyone starts with nothing. Probably 99% of all financially successful people today started off broke or nearly broke. The average self-made millionaire has been bankrupt or close to bankrupt 3.2 times. Most of them failed over and over again before they finally found the right opportunity that they
were able to leverage into financial success. And what hundreds of thousands and millions of other people have done, you can do as well.
The iron law of human destiny is the Law of Cause and Effect. This law is simple yet very powerful. It says that there is a specific effect for every cause. For every action, there is a reaction. This law says that success is not an accident. Financial success is the result of doing certain, specific things, over and over again, until you get the effect that you desire.
Nature is neutral. This means that nature, the marketplace, our society, does not care who you are or what you are. The law simply says that if you do what other successful people do, you will get the results that other successful people get. And if you don't, you won't.
When you learn and apply the success secrets of self-made millionaires in your own life, you will experience results and rewards far beyond anything you have ever accomplished in life up until now.
Here is an important point. Nobody is better than you and nobody is smarter than you. Let me repeat that. Nobody is better than you and nobody is smarter than you. Get those thoughts out of your mind. One of the primary reasons for selling yourself short, for underachievement and lack of financial success is the conviction that people who are doing better than you are better than you. This is simply not the case.
The fact is that most self-made millionaires are average people with average educations working at average jobs and living in average neighborhoods in average houses driving average cars. But they have found out what other financially successful people do and they have done the same thing over and over again until they got the same results. It is no miracle and it is no accident. And when you think the thoughts and do the things that self-made millionaires do, you will begin to get the same results and benefits they do. It is all up to you.
There are 21 secrets of success of self-made millionaires. Each of these is indispensable to your becoming financially independent. The absence of any one of these factors can, by itself, undermine and even destroy your chances for health, happiness and great prosperity. The good news is that you can learn every one of these principles by practice and repetition, over and over again, until they become as natural to you as breathing in and breathing out. Just as you have learned to ride a bicycle or drive a car, you can learn the secrets of
Now, let us begin:
The first secret of self-made millionaires is simple: Dream Big Dreams! Allow yourself to dream. Allow yourself to imagine and fantasize about the kind of life you would like to live and the kind of money you would like to earn and have in your bank account. All great men and women begin with a dream of something wonderful and different from what they have today. You know the song that says, "You have to have a dream if you want to make a dream come true."
Imagine that you have no limitations on what you can be, have or do in life. Just for the moment, imagine that you have all the time, all the money, all the education, all the experience, all the friends, all the contacts, all the resources and everything you need to achieve anything you want in life. If your potential was completely unlimited, what kind of a life would you want to create for yourself and your family?
Practice "back from the future" thinking. This is a powerful technique practiced by high performing men and women that has an amazing effect on your mind and on your behavior. Project yourself forward five years. Imagine that five years have passed and that your life is now perfect in every respect. What does it look like? What are you doing? Where are you working? How much money are you earning?How much do you have in the bank? What kind of a lifestyle do you have?
Create a vision for yourself for the long-term future. The more clear your vision of health, happiness and prosperity, the faster you move toward it and the faster it moves toward you. When you create a clear mental picture of where you are going in life, you become more positive, more motivated and more determined to make it a reality. You trigger your natural creativity and come up with idea after idea to help make your vision come true.
You always tend to move in the direction of your dominant dreams, images and visions. The very act of allowing yourself to dream big dreams actually raises your self-esteem and causes you to like and respect yourself more. It improves your self-concept and increases your level of self-confidence. It increases your personal level of selfrespect and personal happiness. There is something about dreams and visions that is exciting and that stimulates you to do and be better than you ever have before.
Here is a great question for you to ask and answer, over and over again: "What one thing would you dare to dream if you knew you could not fail?" If you were absolutely guaranteed of success in any one thing in life, large or small, short-term or long-term, what wouldit be? What one great thing would you dare to dream if you knew you could not fail?
Whatever it is, write it down and begin imagining that you had achieved this one great goal already. Then, look back to where you are today. What would you have done to get to where you want to go? What steps would you have taken? What would you have changed in your life? What would you have gotten into or gotten out of? Who would you be with? Who would you no longer be with? If your life was perfect in every respect, what would it look like? Whatever it is that you would do differently, take the first step today.
Dreaming big dreams is the starting point of achieving your goal of financial independence. The number one reason that people never succeed financially is because it never occurs to them that they can do it. As a result, they never try. They never get started. They continue to go around in financial circles, spending everything they earn and a
Secret number two, develop a clear sense of direction. This is where you take your dreams out of the air and you crystallize them into clear, specific written goals. Perhaps the greatest discovery in human history is that, "You become what you think about most of the time." The two factors that determine what happens to you in life, more than anything else, are what you think about and how you think about it.
Successful people think about their goals most of the time. As a result, they are continually moving toward their goals and their goals are moving toward them. Whatever you think about most of the time grows and increases in your life. If you are thinking and talking and visualizing your goals, you tend to accomplish far, far more than the average person who is usually thinking and talking about their worries and problems most of the time.
Here is an exercise for you. Take a sheet of paper and write the word "Goals" at the top with today's date. Then, make a list of 10 goals that you would like to achieve over the next 12 months. Write your goals in the present tense, as though a year has passed and you have already achieved them. Begin each goal with the word "I" to make it personal to you. By making out a list of 10 goals for yourself for the next year, you will have moved yourself into the top 3% of adults in our society. The sad fact is that 97% of adults have never made a list of goals in their entire lives.
Once you have your list of 10 goals, go back over the list and ask this key question: "Which one goal on this list, if I were to achieve it, would have the greatest positive impact on my life?"
Whatever your answer to that question, circle that goal and make that your number one, most important goal for the future. Set a deadline, make a plan, take action on your plan and do something every day that moves you toward your goal.
From now on, think and talk about that goal all the time. Think and talk about how you can achieve that goal. Think and talk about all the different things that you can do to make that goal a reality. This exercise will stimulate your creativity, increase your energy and unlock your potential.
Success secret number three, see yourself as self-employed. Accept complete, 100% responsibility for everything you are and everything
The top 3% of Americans see themselves as self-employed, no matter who signs their paycheck. The biggest mistake you can ever make is to ever think that you work for anyone other than yourself. You are always self-employed. You are always the president of your own
Self-responsible people are intensely result oriented. They take high levels of initiative. They volunteer for assignments and they are always asking for more responsibility. As a result, they become the most valuable and respected people in their organizations. They continually prepare themselves for positions of higher authority and responsibility in the future. You should do the same.
Here's a question: "If you were president for a day in your company, or were completely responsible for results where you work, what one change would you enact immediately?" Whatever it is, write it down, make a plan and begin on it today. This alone could change your life.
Success secret number four, do what you love to do. This is the one of the great secrets of financial success. This is also one of your primary responsibilities in life. It is to find out what you really enjoy doing, what you have a natural talent for, and then to throw your whole heart into doing that, very, very well.
Self-made millionaires are those who have found a field where their natural strengths and abilities are exactly what is required to do the job and achieve the results desired. Most self-made millionaires say that they "never worked a day in their life." You must find a field in which you can be totally absorbed, a job or area of endeavor that completely fascinates you, that holds your attention, that is a natural expression of your special talents and abilities.
When you are doing what you love to do, you seem to have a continuous flow of excitement, energy and ideas to do what you do even better. Here is a question for you: "If you won a million dollars, tax free, tomorrow, would you continue to do what you are currently doing?"
This is a great question. It simply asks you what you would do if you had all the time and money you needed and you were free to choose your occupation. Self-made millionaires, if they won a million dollars cash, would continue doing what they are doing. They would only do it differently or better or at a higher level. But they love their work so much that they wouldn't even think of leaving it or retiring.
Perhaps the greatest responsibility of adult life, when you are surrounded by so many different choices of occupation and activity, is for you to find out what it is that you really love doing and then dedicate yourself to that field. And no one else can do it for you. Success secret number five, commit to excellence. Resolve today to be the very best at what you do. Set a goal for yourself to join the top 10% of your field, whatever it is. This decision, to become very, very good at what you do, is the turning point in your life. There are no successful people who are not recognized as being extremely competent in their chosen fields.
Remember, no one is better than you and no one is smarter than you. And every one who is in the top 10% today started off in the bottom 10%. Everyone who is doing well was once doing poorly.
Everyone who is at the top of their field was at one time in another field altogether. And what someone else has done, you can do as well.
Here is a great rule for success: "Your life only gets better when you get better." And since there is no limit to how much better you can become, there is no limit to how much better you can make your life. Your decision to become excellent at what you do, to join the top 10% in your field, is the turning point in your life. It is the key to great success. It is also the foundation of high levels of self-esteem, selfrespect
and personal pride. When you are really good at what you do, you feel wonderful about yourself. It affects your entire personality and all your relationships with other people when you know you are at the top of your field.
Here is one of the most important questions you will ever ask and answer, for the rest of your career, "What one skill, if you developed and did it in an excellent fashion, would have the greatest positive impact on your life?"
You cannot become good at everything over night but you can identify the one skill that can help you the most and then throw your whole heart into developing that skill. Set it as a goal. Write it down. Set a deadline. Make a plan. And work on becoming better in that area every single day. You will be absolutely amazed at the
difference this commitment to excellence will make in your life. This alone can make you a self-made millionaire in the course of your career.
Success secret number six, develop a workaholic mentality. All selfmade millionaires work hard, hard, hard. They start earlier, they work harder and they stay later. They develop a reputation for being amongst the hardest working people in their fields. And everybody knows it.
Practice the "40 Plus" formula. This formula says that you work 40 hours per week for survival. Everything over 40 hours is for success. If you only work 40 hours, and the average work week today is closer
But every hour over 40 is an investment in your future. You can tell where you are going to be in five years by looking at how many hours over 40 you put in every week. The average self-made millionaire in America works 59 hours per week and some of them work 70 and 80 hours. The average self-made millionaire in America
works six days per week rather than five, and works longer days as well. If you want to call a self-made millionaire, phone the office before normal working hours and after normal working hours. The self-made millionaire is there when the staff arrives, the nine to fiver's, and is still there when they leave.
And here's the key: work all the time you work. When you work, don't waste time. When you get in early, put your head down and get started immediately. When people want to talk to you, you excuse yourself and say, "I have to get back to work!" Do not drop off your dry cleaning, phone your friends, socialize with your co-workers or
read the newspaper. Work all the time you work. Resolve today to develop the reputation for being the hardest working person in your company. This will bring you to the attention of people who can help you faster than almost anything else you can do.
Success secret number seven, dedicate yourself to lifelong learning. The fact is that you have more brains, ability and intelligence than you could ever use if you were to work on developing yourself for the rest of your life. You are smarter than you can imagine. There is no obstacle that you cannot overcome, no problem you cannot solve and no goal you cannot achieve by applying your mind to your situation.
But your mind is like a muscle. It only develops with use. Just as you have to strain your physical muscles to build them, you have to work your mental muscles to build your mind as well. The good news is that, the more you learn, the more you can learn. Just like the more you play a sport, the better you get at the sport. The more you dedicate yourself to life-long learning, the easier and faster it is for you to learn even more.
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