不管一個人的收入屬於什麼階層，總會有人比他更多。
(bracket 指檔次，等級或階層)
As long as a couple is compatible, it doesn't matter who is the larger wage earner.
只要夫婦和睦相處，誰賺更多錢並不重要。
(Compatible 能和睦相處，合得來)
It is said that the love of money is the root of all evil.
據說愛錢是所有罪惡的根源。(即貪財係萬惡之源)
(evil 當集合名詞，可用單數，後不加s)
If a person doesn't know how to manage money well, he or she may be fast falling from affluence to poverty.
如果一個人不懂支配金錢，那麼他/她就會很快地從富裕跌到貧窮。
(affluence 富裕，形容詞是 affluent)
Try to plan a budget within your means and set a dollar limit for things you badly need.
計劃一個你能力範圍之內的預算，並且限定你亟需購買物品的價格。
(within one's means 能力範圍內；dollar limit = money limit)
A simple and frugal lifestyle may save money big time right off the bat.
簡單樸素的生活方式，可以很快地大大省錢。
(right off the bat = immediately 或 right away)
It is better to set a budget every year and to stick with it.
最好每年設定一個預算，並且堅持到底。
(to stick with something 堅持某事)
Young people should realize that function is more important than style.
年輕人應該了解，實用比時尚重要。
(function 指講求實用；style 指流行款式)
If you do not have peer envy problem, you will outlast any fashion fad.
如果你沒有同輩妒忌問題，你就會從中逃過任何的流行時尚。
(peer 同輩或同齡；envy 妒忌，羨慕；outlast經得起，從中逃過；fad 風靡一時)
It is so self-defeating to constantly compare yourself to other people.
常把自己和別人相比，是自我挫敗的作風。
( defeat 挫敗；self-defeating 自我挫敗的，自拆台腳的)
It would be a good rule of thumb to keep budgetary and monetary outlay under a certain amount.
較好的粗略準則是：預算和花銷保持在一定數額。
(rule of thumb 粗略準則 = a rough and useful method；outlay 花費，支出)
Don't gamble away your savings, nor let strangers get their hands on your money.
不要把積蓄賭掉，也不要讓陌生人把你的錢弄到手。
(to gamble away 賭掉，孤注一擲；to get one's hands on …. 把...弄到手)
American parents will not let their children out in the world without some knowledge of handling money.
美國父母不會讓沒有處理金錢知識的兒女走進社會生活。
Don't play chicken with your job; What a fix you will be in if you become unemployed.
不可糊弄你的工作；如果你失業了，將會多麼困難。
(to play chicken 比膽量，混日子；to be in a fix 有困難 = in trouble)
Don't be afraid of being poor as Ralph Emerson once said, “ The greatest person in history was the poorest.”
不必害怕貧窮。Emerson 曾說過：「歷史上最偉大的人，過去都是最窮的」。
(Ralph Emerson是美國思想家，作家，強調人的價值)
Quality of life doesn't necessarily refer to money only, but to other things like feeling content with what you have.
生活的品質不只限於金錢，還包括其他事情，如對己所有感到滿足。
(refer談到，指稱，後面介詞用to，其動語時態是referred, referring)
這與 Happiness consists in contentment.意思相近，就是：幸福在於滿足，即所謂「知足常樂」。
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